May Compliance Webinar: ARPA 2021: COBRA Subsidies & Model Notices

Apr 21
Small Business webinar series

In this month’s webinar, the Benefits attorneys of Maynard, Cooper & Gale will review compliance considerations surrounding the required COBRA subsidies under The American Rescue Plan Act, including new guidance and model notices from the Department of Labor.

(Pre-approved for 1 SHRM credit hour. Pending approval for HRCI credit.)

Tuesday, May 4th @ 8am PDT, 9am MDT, 10am CDT, 11am EDT  

Click on the Link to Register:

A recording will be available following the live webinar. 

LTC Plan Important Announcement

Apr 19


Since the recording of our April 6th LTC webinar, the deadline to have an LTC policy in place to qualify for the opt-out has been pushed back from July 24, 2021 to November 1, 2021. We are finding the following people are most likely to benefit from purchasing their own LTC plan and opting out of the WA State plan/tax.

  • People with high W2 wages (over $70,000/year)
  • People retiring within the next 5-10 years
  • People who plan on living outside of WA State when they retire
A recording of the webinar is available here:  

If you are interested in learning more about opt-out policies, please email me and I will get you in touch with our Long Term Care specialists.

WA State Long Term Care Webinar

Apr 07

Are you interested in permanently opting out of a tax for the rest of your life?

WA State is implementing a mandatory Long Term Care payroll tax and insurance program that will start January 1st.  A good summary is here:  

Maddock & Associates partnered with WA States leading Long Term Care broker LTC Associates to sponsor a webinar April 6th at 12pm.  

A recording of this webinar is available here:

During the webinar you will learn about the new tax, benefits, and important information about ways you may be able to opt out of the program.

To opt out of the program, those interested will need to take action no later than this July (exact date tbd).  This appears to be a once in a lifetime opportunity to opt out of a tax and benefit.  During the webinar, Gary Forman of LTC Associates will explain how the opt-out will work, who will want to take advantage of it, and how to apply. 

The new LTC program will provide a minimal long term care benefit that many people do not currently have.  However, we are finding that many who value good LTC coverage or who are high income earners will choose to either opt out of the State run program or purchase a policy to help supplement the State program.

If you are interested in learning more about opt-out policies, please email me and I will get you in touch with our Long Term Care specialists.

We look forward to seeing you on the webinar!

WA State Increases COVID Vaccine Eligibility

Mar 31

Good News – Effective today, March 31st, WA State significantly increased the COVID Vaccine eligibility.

Details are at:


A link to find locations where you can get vaccines and check appointment availability is at:

Please note that many employees under 60 years old will qualify for vaccine based on the “High-risk critical workers” exception listed below.  Among many other job types, this includes manufacturing and construction workers who work in an enclosed space and cannot maintain physical distance.

Please note that the eligibility is based on the “honor” system.  Those administering the vaccine generally do not check employment details to verify eligibility.

The following summary is from the WA DOH Website linked above:

We are currently in Phase 1B tiers 3 and 4 of vaccine distribution

  • People 16 years or older with 2 or more co-morbidities or underlying conditions
  • All people 60 years and older
  • People, staff, and volunteers in certain congregate living settings: correctional facilities; group homes for people with disabilities; settings where people experiencing homelessness live or access services
  • High-risk critical workers* in certain congregate settings: agriculture, fishing vessel crews, food processing, grocery store/food bank, corrections (prisons, jails, detention centers), court of law, public transit, remaining first responders, restaurants, food services, construction, and manufacturing
  • People 16 years or older who are pregnant or have a disability that puts them at high risk for severe COVID-19 illness
  • All people 50 and older who live in a multigenerational household
  • All workers in health care settings
  • Educators and school staff for pre-kindergarten through 12th grade and child care workers
  • People who live or work in long-term care facilities

*Work in an enclosed space around