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ABOUT SHORT TERM MEDICAL INSURANCE
WHAT IS SHORT TERM MEDICAL INSURANCE?
Short Term Medical is a temporary plan of insurance designed for people who are between permanent health plans. Whether you are a graduating student, between jobs, laid off, or waiting for your employer's health coverage to begin, a Short Term Medical plan from Fortis Insurance Company provides valuable insurance protection.
HOW DOES THE PLAN WORK?
You choose the Deductible and Rate of Payment option that meets your needs. Deductible choices are:$250, $500, $1000, or $2,500. Rate of Payment options are 100/0, 80/20 or 50/50. The 100% option is only available for the 6 month plan with the $1,000 and $2,500 deductible options.
How will benefits be paid?
First: You pay the elected Deductible for each Covered Person.
Then: Once the Deductible is satisfied, Fortis pays either 100%, 80% or 50% of the next $10,000 of Covered Expenses, depending on the Rate of Payment you selected. You pay either 0%, 20% or 50%.
Thereafter: The plan pays 100% of remaining Covered Expenses up to the plan maximum of $2,000,000 for each Covered Person.
A POWERFUL FORCE WORKING FOR YOU
Fortis Insurance Company is part of Fortis, Inc., a financial services company that, through its operating companies and affiliates, provides specialty insurance and investment products to businesses, associations, financial service organizations and individuals in the U.S. Fortis, Inc. is part of Fortis, an international financial group operating in the fields of insurance, banking and investments. Fortis is jointly owned by Fortis AMEV of The Netherlands and Fortis AG of Belgium.
Insurance contracts are issued and underwritten by Fortis Insurance Company, Milwaukee, WI, a Fortis Health member company.
ABOUT THIS WEB SITE
This web site provides a brief description of the important features of this plan. This is not the insurance contract. The actual plan sets forth in detail the rights and obligations of both you and your insurance company. State mandated benefits, if applicable, are incorporated through a rider attached to your plan.
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E-mail us for more information and a free quote or CALL TOLL FREE 1-800-875-4490 (in the U.S.)
or 1-253-854-0199 (outside the U.S.) Fax: 1-253-896-9411
Mailing address: Maddock & Associates, 1407 Willow Road E, Suite C, Tacoma, WA 98424
Serving all of Washington at 800-875-4490, Seattle at 206-682-1628, Bellevue at 425-454-6834, Kent at 253-854-0199 and Tacoma at 253-572-3291.
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