Maddock and Associates
Insurance Specialists
Washington State Individual
  Regence BlueShield
  LifeWise of WA Plans
  Comprehensive Plans
    WiseChoices 0 20
    WiseChoices 0 30
    WiseChoices 20
    WiseChoices 30
  Catastrophic Plans
    WiseEssentials 25
  HSA Plan
    WiseSavings 20
  Plan Rates
  Apply Now!
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    & Exclusions

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(Available to Washington State Residents Only)

LifeWise of Health Plan of Washington
Comprehensive Plans

WiseChoices $0 Deductible Plans
Are you tired of paying a deductible every year? Do you want the best coverage available? One of the WiseChoices $0 Deductible plans might be right for you.

WiseChoices 0 20
  • Most comprehensive coverage including prescriptions, maternity,
        preventive, vision hardware & alternative care
  • No deductible to satisfy each year
  • The plan pays a portion of all covered bills from day one, after a low copay
  • $0 deductible, 80% coverage


  • WiseChoices 0 30
  • Most comprehensive coverage including prescriptions, maternity,
        preventive, vision hardware & alternative care
  • No deductible to satisfy each year
  • The plan pays a portion of all covered bills from day one, after a low copay
  • $0 deductible, 70% coverage


  • WiseChoices $1,000 & $1,500 Deductible Plans
    Do you need comprehensive coverage including maternity and prescription coverage, but you want to keep your monthly payment down? Try WiseChoices 20 or WiseChoices 30.

    WiseChoices 20View Rates
  • Comprehensive coverage at a lower price
  • Includes coverage for prescriptions, maternity,
        preventive, vision hardware & alternative care
  • Deductible waived for most routine services
  • $1000 deductible, 80% coverage


  • WiseChoices 30
  • Comprehensive coverage at a lower price
  • Includes coverage for prescriptions, maternity,
        preventive, vision hardware & alternative care
  • Deductible waived for most routine services
  • $1500 deductible, 70% coverage



  • Catastrophic Plans

    WiseEssentials $1,750, $2500 & $3,500 Deductible Plans
    Do you want a low priced plan with great coverage for routine and preventive care services? Is coverage for prescriptions and maternity care not important? Get an excellent value with WiseEssentials!

    WiseEssentials 25
  • Most Popular LifeWise Plan
  • Low Premium
  • Great benefits for routine services
  • Deductible waived for preventive, first 6 office visits, chiropractic,
        acupuncture & mammograms
  • Deductible waived for diagnostic and lab services ($1,750 plan only)
  • Maternity and prescription drug coverage not covered
  • Choice of $1,750, $2,500, or $3,500 deductible



  • HSA Plan

    WiseSavings HSA Qualified Plan
    Is saving money on taxes important to you? Would you like to own your healthcare and accumulate savings for future medical expenses or retirement? If so, WiseSavings coupled with a Health Savings Account is the plan for you.

    WiseSavings 20 (HSA Qualified)
  • Preventive Care covered in full, not subject to deductible
  • Low monthly premium
  • High-deductible plan
  • Preferred Provider Plan (largest list of doctors/no referrals required)
  • $1,750 and $3,000 individual deductibles available
  • $3,500 and $6,000 family deductibles available
  • Qualified to work in combination with an HSA
  • No maternity coverage
  • No prescription drug coverage
  • HSA's offer triple tax advantage
         *Tax Free contributions
         *Tax Deferred Growth
         *Tax Free Reimbursement for qualified medical, dental & vision expenses
  • Click Here to learn more about HSA's


  • Individual Plan Rates

    Apply Now - Enrollment Forms

    Prescription Drug Coverage

    LifeWise of WA Provider Directory

    Pre-Existing Condition Waiting Period & Policy Exclusions

    Frequently Asked QuestionsView Rates
  • Eligibility
  • Applying for coverage
  • Effective Dates of Coverage
  • Credit for Prior Coverage & HIPPA Eligibility
  • Completing the Health Questionnaire
  • Maternity



  • E-mail us for more information and a free quote or CALL TOLL FREE
    1-800-875-4490 (in the U.S.) or 1-253-854-0199 (outside the U.S.)
    Fax: 1-253-896-9411


    Mailing address: Maddock & Associates, 1407 Willow Road E, Suite C, Tacoma, WA 98424
    Serving all of Washington at 800-875-4490, Seattle at 206-682-1628,
    Bellevue at 425-454-6834, Kent at 253-854-0199 and Tacoma at 253-572-3291.
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