Regence BlueShield   LifeWise of WA Plans   Comprehensive Plans     WiseChoices 0 20     WiseChoices 0 30     WiseChoices 20     WiseChoices 30   Catastrophic Plans     WiseEssentials 25   HSA Plan     WiseSavings 20   Plan Rates   Apply Now!   Prescription Drugs   Provider Directory   Waiting Period     & Exclusions   FAQ's   HSA Plans   Individual Dental   Group Medical   Group Dental   Grp Life & Disability   About the Plan   Premiums   Application   US Citizens   Foreign Nationals   Long Term		(Available to Washington State Residents Only) General Exclusions and Limitations Benefit plans typically have exclusions and limitations — what the plans do not cover. Listed here are general exclusions and limitations for LifeWise Health Plan of Washington benefit plans. Please note that this is not a contract. The complete terms of coverage are determined by the contract. What is not covered Benefits are not provided for treatment, surgery, services, drugs or supplies for any of the following: Chemical dependency or tobacco addiction Cosmetic or reconstructive surgery (except as specifically provided) Dental services (except as specifically provided) Experimental or investigative services Hearing examinations or hardware Infertility Learning disorders Mental or psychiatric conditions Neurodevelopmental disabilities Obesity/morbid obesity Orthognathic surgery Orthotics, except for treatment of diabetes Over-the-counter or non-prescription drugs Services in excess of specified benefit maximums Services payable by other types of insurance coverage Services received when you are not covered by this program Sexual dysfunction Sterilization reversal Temporomandibular joint (TMJ) disorder Waiting periods There is a 9-month waiting period for pre-existing conditions, unless otherwise specified. Treatment related to transplants requires a 12-month waiting period. Other exclusions and limitations to coverage Maternity/obstetrical care and prescriptions are not covered under WiseEssentials and WiseSavings plans. Vision Care is not covered under WiseEssentials and WiseSavings plans. Please note that this is not a contract, nor is it a complete explanation of the exclusions and limitations for LifeWise health plans. The complete terms of coverage are determined by the contract. E-mail us for more information and a free quote or CALL TOLL FREE 1-800-875-4490 (in the U.S.) or 1-253-854-0199 (outside the U.S.) Fax: 1-253-896-9411 Mailing address: Maddock & Associates, 1407 Willow Road E, Suite C, Tacoma, WA 98424 Serving all of Washington at 800-875-4490, Seattle at 206-682-1628, Bellevue at 425-454-6834, Kent at 253-854-0199 and Tacoma at 253-572-3291. Copyright© 1998-2007, Maddock & Associates  |  Privacy Statement Problems viewing this page? Contact the webmaster.